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That's Right For You

Mortgage Loans | Home Equity Loans | Vehicle Loans
Personal Loans | Student Loans | Debt Consolidation Loan | Calculators

Mortgage Loans--Buying, Building, or Refinancing?

Check our Mortgage Loan Rates

Our Closing Costs are almost $2500 less than the statewide average!

The Milwaukee Journal Sentinel reported on August 11, 2006 that average closing fees in Wisconsin total $2972. When obtaining a loan to purchase a home through Fox Valley Savings Bank the average total of closing fees is $500.

One of our loan specialists will help you determine what type of mortgage loan best fits your personal circumstances. We offer locally serviced fixed and adjustable rate mortgage loans for buying, building, and refinancing homes. First time home buyers can benefit from programs that make it easier and more affordable to get into a first home. Please call and ask if you qualify for a 10% downpayment loan with no PMI. We also make State VA Loans.

When you compare our low loan rates, minimal closing costs and our loan service, you'll see that we offer some of the best programs available anywhere! (However, we are limited to making mortgage loans in Wisconsin.)

Currently we are offering a program with low closing costs and No PMI with 10% down on Purchase Loans when you select one of our Adjustable Rate Programs!!!

Construction Loans are available with no PMI with 10% down. Construction loans can be Fixed or Adjustable loans. At Fox Valley Savings Bank you can lock in your rate before construction begins. Our construction loans are permanent so you do not have to reapply for financing when construction is complete.

Special Lot Loan Program. Our special lot loan program provides for a low loan rate when you buy a lot and it qualifies you for a reduced interest rate on a subsequent construction loan.

Our loans are serviced locally, so we're here for you when you have questions or need help.

ARM Loans are available with 0% downpayment to qualified buyers.

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Please consult with one of our loan specialists to obtain more information about how we might help you get the loan you need. There is no obligation of any kind when you contact us to discuss your needs and obtain information.

We're Here. We'll Help!
  • Fond du Lac (920) 921-7220 or (800) 242-7880:
    Click on a Loan Officer's name to read what his/her customers have to say:
    Chris Carrollo | Kathy Nachtwey | Ruth Brunette

  • Oshkosh (920) 231-1163: Matt Bakalars

  • Waupun (920) 324-5528: David Gerritson

    As you consider our loan programs, please also consider the following:

    There are several key differences between Fox Valley Savings Bank and most other mortgage lenders. We think these differences are meaningful and make us an excellent choice for anyone who is seeking home mortgage financing.

  • When you get your loan at Fox Valley Savings Bank, you'll continue to call on us for your loan service needs after the loan is closed. Many lenders will make your loan, but require that you deal with a mortgage servicing center in some remote location when you have a question or need service. Not so at Fox Valley Savings Bank!

  • We make every effort to keep the costs of obtaining a loan as low as possible.

    No Points! No PMI with 10% Down (Purchases-ARMs only)

    Be sure to compare costs connected with obtaining a mortgage in addition to comparing rates and service.

    It's very common for mortgage loan brokers to quote an attractive interest rate, and then charge a series of fees which make the loan a very expensive one. Please ask our Loan Officer to help you compare loan fees and terms if you would like a greater understanding of all the costs connected with obtaining a loan.

  • Our Loan Officers are friendly, experienced professionals who want to help you obtain the financing you need as easily as possible.

    Click HERE to view a list of information you will need to provide a Loan Officer when making application by phone or in person.

  • Use this Mortgage Loan Calculator to estimate your monthly principal and interest payments. Expenses such as property taxes and insurance are not included in the calculations. Closing costs are normally paid in a lump sum at the time you take out the loan. Be sure to COMPARE closing costs.


    Fox Valley Savings Bank is An Equal Opportunity Lender

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Home Equity Loans

Choose a Fixed Home Equity Loan or a Home Equity Line of Credit
.
One of the advantages of a home equity loan or line of credit is that the interest is generally tax deductible (consult your tax advisor to be certain this is true in your case). You may use a home equity loan for any purpose, i.e. home improvements, major purchases, college tuition, debt consolidation. Sorry, we are limited to making home equity loans only in Wisconsin.

Any one of our Loan Officers can help you get the money you need by accessing the equity in your home.

921-7220 or 1-800-242-7880 - Ask for Chris, Kathy or Ruth
231-1163 - Ask for Matt
324-5528 - Ask for David

Check out our Home Equity Loan page for more information on our great rates!

Contact Us or Apply Today

See Personal Loans below to learn about Unsecured Credit Lines for non-homeowners or homeowners with no equity.

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Vehicle Loans

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You can buy the new or used vehicle you want with an affordable auto loan from Fox Valley Savings Bank. Rates and terms vary depending on the age of the vehicle and the length of the loan. Our Loan Officers will help you with the fast, friendly service you deserve.

921-7220 or 1-800-242-7880 - Ask for Chris, Kathy or Ruth
231-1163 - Ask for Matt
324-5528 - Ask for David

You can use this convenient Auto Loan Calculator to determine your approximate monthly payment amount.

Check our our Vehicle Loan page for our Great Rates!

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Personal Loans

We'll help you get the money you need when you need it. Generally, the minimum personal loan is $2,500; smaller loans may be considered on an individual basis.

Personal (Unsecured) Line of Credit Now Available.

The unsecured line of credit works very much like a home equity loan. It is available for individuals who don't own a home or for homeowners who have no equity to access. Please talk with one of our loan officers about your personal loan needs. We'll help you with the loan which best fits your unique needs.

921-7220 or 1-800-242-7880 - Ask for Chris, Kathy or Ruth
231-1163 - Ask for Matt
324-5528 - Ask for David

Contact Us or Apply Today
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Student Loans

Low interest college/secondary education loans are available through Fox Valley Savings Bank. These loans do not require any repayment while the student maintains full time status. You can obtain a student loan application at any of our offices or from the financial aid office of the college or secondary education institution.

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